The San Diego Agent
Siddharth Gupta

Siddharth Gupta

REALTOR®

San Diego Real Estate

Sun, Surf and Sold.

How to think about the county

Picture San Diego as a staircase that rises from the water. Each step inland usually trades sea breeze for more space.

Waterfront

Pacific Beach, Coronado, Little Italy

Coastal bluffs

La Jolla, Point Loma, Del Mar

Central mesas

North Park, Mission Hills, Hillcrest

Inland valleys

Scripps Ranch, Rancho Bernardo, Poway

Neighborhoods

Where in San Diego?

A short guide to some of the areas I work in. Pick a group to narrow the list.

92037

La Jolla

Ocean-view bluffs, the Cove and a walkable village. Close to UC San Diego.

92109

Pacific Beach

Boardwalk, bay and beach within a few blocks. Condos, bungalows and duplexes near the sand.

92106

Point Loma

Sunset Cliffs, Shelter Island and Liberty Station, with quieter streets and water views.

92118

Coronado

A small-town island reached by bridge or ferry, with a long beach and a strong sense of place.

92104

North Park

Craftsman bungalows, craft breweries and the 30th Street dining strip.

92101

Little Italy

Bayfront condo living, a Saturday farmers market and restaurants on foot.

92103

Mission Hills

Hillside streets, historic homes and canyon views, minutes from downtown.

92024

Encinitas

The surf towns of Cardiff and Leucadia, with a laid-back coastal feel.

92008

Carlsbad

A village by the sea, wide beaches, spring flower fields and many newer communities.

92054

Oceanside

A pier, a harbor and a growing downtown, often with more room for the money.

92131

Scripps Ranch

Tree-lined suburban streets, a lake and a close-knit community.

92127

Rancho Bernardo

Golf, parks and larger lots in the valleys north of the city.

Services

Three ways I can help

Buying

Find the right neighborhood, tour homes and make an offer that can win without overpaying.

  • Neighborhood matching by commute and lifestyle
  • Offer strategy and negotiation
  • Inspection and escrow guidance

Selling

Price the home against real nearby sales, prepare it and market it so it shows well in person and online.

  • Pricing based on recent comparable sales
  • Prep and staging advice
  • Offer review and closing support

Investing

Run the numbers on rental properties, small multifamily and homes with room for an ADU.

  • Rent, expense and cash-flow analysis
  • Duplexes, triplexes and fourplexes
  • ADU and house-hacking potential
How it works

From first call to keys

Here is the usual order for a purchase. A sale follows a similar path in reverse.

1

Consultation

We talk about your timeline, budget and what a good outcome looks like.

2

Financing

You meet with a lender for a pre-approval, so you know your price range before you tour.

3

Search and tours

I send matching homes, we visit the best ones and compare them against nearby sales.

4

Offer and escrow

Once the seller accepts, escrow opens. Inspections, the appraisal and your loan approval all happen inside the contingency period, which is typically 17 days under the standard California contract.

5

Closing

You sign, funds transfer and the deed records. Closing usually lands about 30 days after acceptance.

Good to know

San Diego details that affect your purchase

Four topics that come up often here. Ask me about any of them.

ADUs and junior ADUs

California law makes it easier to add an accessory dwelling unit, such as a backyard cottage or a garage conversion. Rules on size, setbacks and fees still differ by city and by lot, so check what a specific property allows before you count on one.

Mello-Roos

Some newer communities pay for roads, schools and parks through a special tax called Mello-Roos. It appears on the property tax bill and can change your monthly cost, so ask for it early on any home built in the last few decades.

Property tax after you buy

Under Proposition 13, a property is reassessed at its purchase price when it sells. That means the seller's current tax bill is a poor guide to what you will pay. I can estimate it for you before you make an offer.

The Coastal Zone

Homes near the shore may sit inside the California Coastal Zone. Remodels, additions and some other projects there can need a coastal development permit, which adds time and cost.

Siddharth Gupta, San Diego REALTOR®
About

Meet Siddharth

I'm a REALTOR® based in San Diego and licensed in California through 1st Class Real Estate SD. I help buyers, sellers and investors across the county make clear decisions about one of the biggest purchases of their lives.

I read the reports, check the numbers and flag problems before you make an offer. I explain each step as it comes, and I send the numbers behind my advice so you can check them yourself.

Contact

Let's talk about your move

Tell me what you're planning and I'll get back to you. There is no cost to start a conversation.

Email
sid@thesandiegoagent.com
Serving
San Diego County

What are you planning?

Email me